(In here you will learn about my tips on money. You will learn on the different ways to save and invest with money in the modern world. There are so many apps to download as well as I am going to put some of the best high-yield savings accounts on this page.)
Saving Money/Making Money Tips
Best High Yield Savings Accounts
Donut
Donut is a saving account app that will give you $1 for signing up. You can download it on the App Store for iPhone, or Google Play for Android. When you reached $5,000 you will get a 6% APY reward. Otherwise a 5% APY reward below $5,000. You can get a boost for direct deposit of 30% APY rewards. You could also get a boost for referring friends.
Capital One
A credit card company that is also known for having top notch banking products. It has extremly competitive savings accounts. Right now you can earn 2.35% APY. It has a $0 minimum, and no monthly fee.
Quontic Bank
The Quontic High Yield Savings Account is a top pick because of their awesome rate. You can now earn up to 2.30% APY with no monthly fee. You have a minimum of $100.
American Express
American Express is more than a credit card company. They had Amex Savings, which they consistently pays a top rate. Right now you can earn 2.25% APY. They only had a $1 minimum.
Betterment
Betterment Cash Reserve is one of the newest player in the high yield savings account space. They are the largest robo-advisors. Right now they are offering 2.75% APY.
Discover Bank
Discover Bank has more than credit cards. Discover is an incredibly robust bank with a great high yield savings account. You can earn 2.35% APY. No minimums or fees.
Marcus by Goldman Sachs
Marcus by Goldman Sachs is a great choice for people looking for high yield savings account. With consistently high interest rate, no fees, or minimums. You can earn 2.35% APY.
Barclays Bank
Barclays Bank has a fairly standard online savings account that is high yields. No monthly fee and minimum. Right now you can earn 2.40%.
Wealthfront
Wealthfront is known as a robo-advisor, but they also offer cash-management account that pays top yield on total balance. It FDIC up to $1,000,000 through it's partner banks. No fees. You can earn up to 2.25% APY.
Liberty Savings Bank
Liberty Savings Bank was founded in 1889. It is not run by huge corporation. You can earn up to 2.85% APY. The account has a $1 minimum.
Patriot Bank
Patriot Bank has been around since the 1990's. They now offer online services, and has a solid high yield savings account. You can now earn 3.00% APY. No fees. Only $1 minimum.
CIT Bank
CIT Bank is one of the top high yield savings accounts. You can earn 3.00% APY from them. No fees and minimum.
American First Credit Union
American First Credit Union is a regional credit union located in California. It in partnership with SaveBetter. The high yield savings account has just $1 minimum and no fees. You can earn 3.05% APY.
UFB Direct
UFB Direct has been the leader banks to have high yield savings. The account has no minimum and fees. You can earn as the highest rate right now at 3.11% APY.
Use Rebates Apps
Capital One Shopping
When you install the Capital One Shopping app extension, it will alert you if any coupon, or if it finds a better deal somewhere else. You will have to click on the button on the Capital One Shopping pop up. You can claim you cash back in the form of gift cards. Most gift cards have a minimum of $5. You will need to go to the Capital One website to claim your cash back.
Swagbuck
Swagbuck is a reward site and app that you earn gift cards for performing everyday task. You earn points by shopping online, watching videos, taking surveys, playing games, buying a gift card, and using the search engine to browse the web. You have a $5 cashout minimum.
RebatesMe
If you are looking for a flexible cash back app, RebatesMe will be your one of your choices. You will need to download the mobile app from the App Store or Google Play, or download the chrome extension. After that, you will get access to thousands of deals, see the cash back rates at stores you love, and be able to leverage to their doubble-dipping section; a gift card marketplace where you get $3 off (and earn additional points) for purchasing gift cards for establishment you were going to make a purchase anyway. Cashback, discounted gift cards, rewards points--all adds up. They credit you for purchase of $1,000.
Rakuten
Rakuten gives cashback for online purchases through store partners. Consumers can use the website or app to search for deals. Their browser extension automatically searches for and apply promo-codes, and cash back offers when you shop. You must have at least $5.01 in your account to cash out. You can cash out via Paypal or check.
Honey
Honey is a free browser extension that searches for promo-codes. You can use their program called Honey-Gold to earn gift cards.
Dosh
Dosh is a cash back app from purchases made with a linked credit or debit card. You can cash out once you have $25 in your account. You can receive your cash via PayPal or direct deposit.
Drop
Drop is a cash back app like Dosh but shopping with Drop brands partners. You need to download the app and create an account. The rewards are automatic because a credit or debit card is linked. You can only redeem your cash via gift card.
Pei
Pei is a unique cash back app that you get cash back in a form of cash or Bitcoin. You will need to link your card to your account. Once you make a purchase with an associated brand you will earn cash. The cashout minimum is $25. Cashout payments are Bitcoin, PayPal, or gift card.
Ibotta
Ibotta is the best and first rebate app for groceries. You use the app to find rebates at your local grocery store. You will need to scan your receipt, or link your loyalty cards. Reach $20 to cashout. Cashout by via PayPal, Venmo, or gift card.
Fetch Rewards
Fetch Rewards is a cashback app that you earn points for thousand of products from over 300 brands partner stores. You take a picture of your receipt in the app. You can also connect your Amazon and email to scan e-Receipts. You do your grocery shopping as normal. Please use my code YNPMB.
Get a Delivery Gig
The food industry is blooming popularity. People will love to have their food deliver, whatever it groceries or restaurant food.
- Instacart- delivers groceries to people homes. Once you claim the person order, you buy the products, and deliver them to the person home.
- DoorDash- deliver restaurant food. If you deliver from DoorDash then you will know how much you earn. Unlike other apps you will see the guarantee amount base on size, and location.
You don't have to own a vehicle for some locations. You could just walk. Worth nothing extra, no fees.
Invest in the Stock Market
Investing in the stock market can make you earn a lot of money. You can by employer-sponsored 401(k) or brokerage account. Before you invest, first make an emergency fund and/or pay off your debt. Some stocks pays out dividends.
Invest Online with a Robo-Advisor
Robo-advisors uses technology to manage your portfolio. There is no minimums for investing with Betterment. There's fewer fees. Already have a portfolio? Then try Personal Capital.
Invest in Cryptocurrencies and Refer to Friends
You can earn money with crypto by mining, staking, or lending. The best platforms are Coinbase and CakeDeFi.
Start a Blog
There are many ways to make money with a blog.
Ways to make money with a blog
- Put banner ads on your blog
- Promoting affiliates and getting paid for commission
- Selling an online course
Selling Handmade Products
Esty is a website that people sell handmade products. You will face some fees though.
Become a Freelancer
Become a freelancer is a side hustle that you work at your own time. You pay your own taxes. You sell your services on platforms like Upwork.
Write an Ebook and Sell it on Amazon
It easy you can publish your book with paperback too if you want. You will have to pay the commission everytime you made a sale.
Sell Stock Photos
You take picture for the stock photo site and then they pays you by the amount of downloads.
Sell printables
I sure will love to make printables for anything. Best way to sell them is to sell it on Esty.
I hope all of these tip will work out great.
No comments:
Post a Comment